Money Beliefs Assessment
Understanding your money beliefs is a powerful first step toward better financial behaviors and outcomes.
Complete this quick assessment to gain insights into your beliefs about money.
Why Money Beliefs Matter
Money is never just about numbers, it's emotional, personal, and deeply shaped by our past. From a young age, we absorb hidden beliefs about money, known as money beliefs. These beliefs run quietly in the background of our lives, influencing how we save, spend, invest, and even how we feel when talking about money.
The challenge is that most of us don't even realise they're there. Left unchecked, money beliefs can keep us stuck in unhelpful habits, like overspending, avoiding risk, hoarding cash, or tying our self worth to our net worth.
This quick assessment is designed to help you uncover the money beliefs influencing your financial decisions. By bringing them into the open, you'll have the power to challenge limiting beliefs and start making money choices that truly align with your values and long term goals.
This assessment is based on research in behavioural finance, specifically the concept of "money scripts" — the underlying beliefs we hold about money that influence our financial decisions, often without us being fully aware of them. The concept was developed by Dr Brad Klontz and Dr Ted Klontz.
Below are 16 statements. For each one, simply ask yourself: is this True for me, Somewhat True for me, or Not True for me? Try not to overthink your responses. Your first instinct is often the most revealing.
Your answers are completely confidential and used to prepare your personalised insights.