Retirement Planning Calculator South Africa
A retirement planning calculator for South Africa is a tool that projects whether your current savings rate, investment returns, and retirement age...
12 min readretirement planning
34 articles
Retirement Planning South Africa
Retirement planning in South Africa means putting a financial structure in place so that when you stop working, your money can carry on working for...
13 min read
Can I transfer my retirement lump sum to a living annuity without incurring tax?
Sars will deduct tax before you receive the lump sum — but there are a few options open to you.
3 min read
GEPF Retirement Tax and Annuities Explained for South Africans
Understand the key steps involved when retiring from the GEPF in South Africa. This guide explains how your lump sum is taxed, how to choose between a life or living annuity, and how to structure your retirement income efficiently.
8 min read
How Investment Fees Impact Your Retirement Wealth in South Africa
Investment fees may seem small, but over time they can significantly reduce your retirement savings. This guide breaks down the types of fees—advice, admin, and asset management and shows how to cut unnecessary costs while still getting value. Discover how to protect your long-term wealth in South A
7 min read
How Investment Fees Impact Your Retirement Wealth in South Africa
When planning for retirement or building long-term wealth, many South Africans focus solely on one thing: returns. While returns are essential, there's...
7 min read
How should I invest my R3.2m retirement gratuity?
Two advisors answer this reader's question.
3 min read
Living vs Life Annuity: Which Is Best When Planning to Live Abroad?
Planning to retire abroad? Learn whether a living or life annuity is better for South African retirees living overseas. This guide explores key differences, currency considerations, and offshore income strategies to help you make the right annuity choice.
8 min read
Living vs Life Annuity: Which Is Best When Planning to Live Abroad?
Retiring overseas while drawing a South African annuity raises important questions. Which is more suitable for those planning to live abroad— a living...
7 min read
Smart Income Choices for SA Retirees
Planning to retire in South Africa? This guide breaks down exactly what happens when you retire — from accessing your fund and paying tax to choosing the right annuity for lasting income.
8 min read
Provident Fund: Fixed Deposit or Better Options?
Fixed deposits feel safe, but are they enough to sustain your retirement? Discover smarter ways to invest your provident fund in South Africa—like living annuities, unit trusts, and dividend ETFs—for long-term income, flexibility, and inflation protection.
8 min read
Managing Retirement Funds When You Retire at 51 but Access at 61
Retiring early at 51 but delaying access to retirement funds until 61? This strategy offers tax benefits, compound growth, and financial flexibility if managed wisely. Learn how to navigate fund transfers, income planning, and tax-efficient strategies to make the most of your “gap years”
7 min read