Dividend Investing for Retirement Income in South Africa: The Complete Guide
Dividend investing is straightforward in concept: you hold shares or funds that pay out a portion of company profits to you as cash income. Your...
15 min readInvesting and unit trusts
Unit trusts, ETFs and shares in a larger portfolio, and what fees cost over time.
Articles in Investing and unit trusts
How Inflation Erodes Your Retirement Savings in South Africa (and What to Do About It)
Inflation is the rate at which the general price level of goods and services rises over time, gradually reducing the purchasing power of each rand you...
13 min read
Best ETFs to Invest in South Africa for 2026
An ETF is a basket of securities that tracks an index, trades on the JSE like a single share, and typically charges far lower fees than an actively...
16 min read
Unit Trusts in South Africa: A Beginner's Complete Guide
How unit trusts work in South Africa, what they cost, how they're taxed, and how to use them in your retirement plan. Plain-language guide for beginners. Updated 2025.
16 min read
Build a Portfolio Diversification Strategy
A portfolio diversification strategy is a deliberate approach to spreading your investments across different asset classes, geographies, sectors, and...
13 min read
Good Time to Invest in the Stock Market
Yes, now is generally a good time to invest in the stock market, provided you are financially ready. That qualification matters far more than whatever...
12 min read
Time in the Market vs Timing the Market
Time in the market is the strategy of staying consistently invested over the long term. Timing the market is the attempt to predict market highs and...
12 min read
Concentration of Risk
Concentration of risk is the danger that too much of your wealth depends on a single asset, sector, employer, or currency. One adverse event can cause...
12 min read
Best Time To Invest In The Stock Market
The best time to invest in the stock market is as early as possible, and the second-best time is today. That is not a slogan. It reflects how...
12 min read
Time in the Market vs Timing the Market: A South African Investor's Guide
"Time in the market versus timing the market" boils down to a single question: does staying invested continuously produce better long-term results than...
12 min read
Time in the Market Beats Timing the Market: Why Staying Invested Wins
Time in the market beats timing the market. Here is what that means for South African investors, how compound growth works in rand, and how to stay invested through volatility.
11 min read
Risk Concentration: What It Is, Why It Matters, and How to Fix It
Risk concentration is one of the most underestimated threats to long-term financial security. It occurs when too much of your wealth is tied to a...
12 min readWant to talk about your own situation?
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