Retirement Annuity vs Provident Fund in South Africa: Which Builds More Wealth?
A retirement annuity is a tax-advantaged individual savings vehicle that lets South Africans build retirement capital outside an employer fund, with...
15 min readPension, provident and preservation funds
Resigning, retrenched or retiring: preserve, transfer or take cash, plus two-pot and Regulation 28.
Articles in Pension, provident and preservation funds
How a Preservation Fund Works in South Africa: Rules, Withdrawals, and Tax
A preservation fund is a registered retirement savings vehicle that holds money transferred from an employer-sponsored pension or provident fund,...
16 min read
Preservation Fund South Africa: What Happens to Your Money When You Leave a Job
When you resign, you face one of the most consequential financial decisions of your career. Your employer fund will pay out your accumulated balance,...
15 min read
Regulation 28 Explained: What It Means for Your Retirement Fund Investments in South Africa
Regulation 28 is a legal rule under the Pension Funds Act that sets maximum limits on how much of a retirement fund's assets can be invested in each...
13 min read
Preservation Fund vs Retirement Annuity in South Africa: What to Do with Your Resignation or Retrenchment Payout
When you resign or are retrenched, you face one of the most consequential financial decisions in your working life. You can take the cash, transfer to...
15 min read
Alexander Forbes Provident Fund: How to View Your Statement Online
If you want to access your Alexander Forbes provident fund statement online, the process is straightforward once you are registered. Log in at the...
10 min read
Pension Fund vs Provident Fund vs Retirement Annuity: Which Is Right for You?
If you're a formal employee in South Africa, your employer has probably already placed you into either a pension fund or a provident fund. If you're...
17 min read
Momentum Provident Fund: Member Guide for 2026
The Momentum Provident Fund is a workplace retirement savings vehicle. You and your employer both contribute to it throughout your working life. When...
12 min read
Metal Industries Provident Fund (MIBFA): What You Need to Know
MIBFA explained for South African metal sector workers: how contributions work, what you receive at resignation or retirement, and how to avoid unnecessary tax.
14 min read
MIBCO Provident Fund: A Guide for South African Motor Industry Workers
The MIBCO Provident Fund is a defined-contribution retirement fund for employees in the South African motor industry. Your employer and you contribute...
14 min read
Private Security Sector Provident Fund (psspf): What Security Guards Need to Know
The PSSPF is South Africa's compulsory provident fund for private security workers. Learn how contributions work, what benefits you get, and how to preserve your savings.
14 min read
How to Claim from Your Provident Fund in South Africa
A provident fund claim is straightforward in practice. You fill out forms, submit certified documents, and wait for the payout. What matters far more...
12 min readWant to talk about your own situation?
The articles explain the rules. A consultation applies them to your funds, your tax and your family. Tell me a little about your circumstances and I will let you know how I may be able to assist.