Tax on retirement lump sums, the order to draw from each account, and where a TFSA fits.
A retirement annuity certificate is the official document your RA provider sends you each year to confirm how much you contributed during the tax year....
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A retirement annuity is a tax-advantaged investment product that lets South Africans save for retirement outside an employer fund, with contributions...
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The 2026 National Budget is the government's annual statement of revenue and spending for the year ahead. For you as a saver or retiree, it matters...
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A Tax-Free Savings Account and a Retirement Annuity are both tax-advantaged savings vehicles for South Africans, but they serve different purposes and...
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A retirement annuity, or RA, is a tax-advantaged savings product that allows South Africans to invest towards retirement outside an employer fund. SARS...
12 min readHome > Blog > Can I transfer my retirement lump sum to a living annuity without incurring tax? By Munaf Mukadam – Gradidge-Mahura Investments Can I transfer my retirement lump sum to a living annuity without incurring tax? Sars will deduct tax before you receive the lump sum – but there are a
4 min readThe articles explain the rules. A consultation applies them to your funds, your tax and your family. Tell me a little about your circumstances and I will let you know how I may be able to assist.
