Living Annuity vs Life Annuity in South Africa: Which One Should You Choose?
When you retire and need to convert your savings into income, you face a fork in the road. A living annuity keeps your capital invested and lets you...
17 min readLiving annuities and retirement income
Drawing an income that lasts: drawdown rates, market falls, and living versus life annuities.
Articles in Living annuities and retirement income
Living Annuity South Africa: How It Works, What It Costs, and Whether It's Right for You
A living annuity is a retirement income product in South Africa where you invest your retirement capital after leaving a pension, provident, or...
16 min read
Living Annuity Withdrawal Rates South Africa: How Much Can You Safely Draw Down?
When you retire in South Africa and you've chosen a living annuity, one number will shape your entire retirement experience: your withdrawal rate, or...
14 min read
Fixed Index Annuity Explained: Is It Right for South African Retirees?
A fixed index annuity is a retirement income contract between you and an insurer. Your money is credited with interest based on how a market index...
14 min read
Calculate Your Annuity Income Estimate
An estimate annuity calculator is a tool that takes your retirement capital, your age, and a set of assumptions about investment returns and income...
13 min read
What Are Annuity
An annuity is a financial product that converts your retirement savings into a regular income, paid monthly, for either a fixed period or the rest of...
12 min read
Annuity What Is: A Plain-Language Guide for South Africans
An annuity converts a lump sum of retirement savings into a regular monthly income. You hand over capital to an insurer or investment platform, and in...
12 min read What Is an Annuity?
An annuity converts your retirement savings into a regular income. In the South African context, it is the vehicle you use to turn your accumulated...
14 min read
What Is a N Annuity
An annuity is a financial product that converts a lump sum of retirement capital into a regular income stream, paid to you for either a fixed period or...
14 min read
Fixed Annuity: What It Is, How It Works, and Whether It Suits Your Retirement
A fixed annuity—known as a life annuity in South Africa—pays you a guaranteed income for life in exchange for handing over your retirement capital to...
11 min read
Understanding Annuities for Your Retirement
When you search "annuity annuity," you are probably confused, and that confusion is entirely fair. The word gets used for two completely different...
12 min read
Annuity Fixed: What It Is, How It Works, and Whether It Suits You
A fixed annuity pays you a guaranteed income for life in exchange for your retirement capital. The insurer takes your lump sum, prices your monthly...
11 min readWant to talk about your own situation?
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