Preservation Fund South Africa: What Happens to Your Money When You Leave a Job
When you resign, you face one of the most consequential financial decisions of your career. Your employer fund will pay out your accumulated balance,...
15 min readMoney Blog
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Regulation 28 Explained: What It Means for Your Retirement Fund Investments in South Africa
Regulation 28 is a legal rule under the Pension Funds Act that sets maximum limits on how much of a retirement fund's assets can be invested in each...
13 min read
Dividend Investing for Retirement Income in South Africa: The Complete Guide
Dividend investing is straightforward in concept: you hold shares or funds that pay out a portion of company profits to you as cash income. Your...
15 min read
Retirement Annuity Contribution Limits South Africa: How Much Can You Deduct?
A retirement annuity is a tax-advantaged investment product that lets South Africans save for retirement outside an employer fund, with contributions...
13 min read
Discretionary vs Compulsory Retirement Savings in South Africa: What's the Difference?
Most South Africans belong to an employer retirement fund without giving it much thought. Money comes out of your salary each month, your employer...
15 min read
Preservation Fund vs Retirement Annuity in South Africa: What to Do with Your Resignation or Retrenchment Payout
When you resign or are retrenched, you face one of the most consequential financial decisions in your working life. You can take the cash, transfer to...
15 min read
How to Switch Retirement Annuity Providers Without Losing Money in South Africa
You can move your retirement annuity savings from one provider to another without triggering a tax bill, as long as you use a Section 14 transfer. This...
11 min read
South Africa Budget 2026: What It Means for Your Retirement and Investments
The 2026 National Budget is the government's annual statement of revenue and spending for the year ahead. For you as a saver or retiree, it matters...
12 min read
Living Annuity South Africa: How It Works, What It Costs, and Whether It's Right for You
A living annuity is a retirement income product in South Africa where you invest your retirement capital after leaving a pension, provident, or...
16 min read
How Inflation Erodes Your Retirement Savings in South Africa (and What to Do About It)
Inflation is the rate at which the general price level of goods and services rises over time, gradually reducing the purchasing power of each rand you...
13 min read
Best ETFs to Invest in South Africa for 2026
An ETF is a basket of securities that tracks an index, trades on the JSE like a single share, and typically charges far lower fees than an actively...
16 min read
Living Annuity Withdrawal Rates South Africa: How Much Can You Safely Draw Down?
When you retire in South Africa and you've chosen a living annuity, one number will shape your entire retirement experience: your withdrawal rate, or...
14 min readWant to talk about your own situation?
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