Annuity Fixed: What It Is, How It Works, and Whether It Suits You
A fixed annuity pays you a guaranteed income for life in exchange for your retirement capital. The insurer takes your lump sum, prices your monthly...
11 min readMoney Blog
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Why Currency Diversification Matters
Currency diversification means holding assets in more than one currency, so your wealth does not depend entirely on the strength or weakness of the...
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Retirement Planning Tool
A retirement planning tool is a calculator or software application that projects how much money you will accumulate before retirement and how long that...
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Annuity: How to Convert Your Retirement Savings into Income
An annuity converts your lump sum retirement savings into a regular income stream, typically for life. You hand over your accumulated capital to an...
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Investing Offshore From South Africa
Learn how to invest offshore from South Africa legally, including SARS allowances, direct vs indirect routes, tax rules, and Regulation 28 limits.
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Retirement Planning in South Africa: A Complete Guide for 2026
Retirement planning is straightforward in concept: you decide how much you need to save, pick the right products to save in, and then convert that...
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Annuity on Calculator: How to Read Your Results and What They Miss
An annuity calculator takes your retirement capital, your income needs, and a set of assumptions about investment returns and fees, and shows you what...
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Best Time To Invest In The Stock Market
The best time to invest in the stock market is as early as possible, and the second-best time is today. That is not a slogan. It reflects how...
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Are Retirement Annuities Taxable In South Africa
A retirement annuity, or RA, is a tax-advantaged savings product that allows South Africans to invest towards retirement outside an employer fund. SARS...
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Financial Advisor For Retirement Planning
When you're thinking about retirement, you face decisions that are genuinely consequential. Whether to buy a life annuity or stay invested in a living...
15 min read What Is An Annuity
An annuity converts your retirement savings into regular income. In South Africa, most people encounter one at retirement, when the law requires you to...
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Time in the Market vs Timing the Market: A South African Investor's Guide
"Time in the market versus timing the market" boils down to a single question: does staying invested continuously produce better long-term results than...
12 min readWant to talk about your own situation?
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