Provident Fund: Fixed Deposit or Better Options?
Higher investment growth is found in equity markets. I am retiring at the end of December, although I will only be turning 65 on 21 April 2026. I have the...
4 min readMoney Blog
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Latest articles
Gold’s record surge: Boom, bust, or just the beginning?
Gold prices have soared nearly 40% in the past year, smashing records and sparking talk of shortages. From inflation fears to record central bank buying and a squeeze in gold liquidity, powerful forces are driving this rally. But is it sustainable, or are we headed for a correction? We break down th
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Hedge Funds in South Africa: Smarter, Safer Investing in 2025
Hedge funds in South Africa are no longer exclusive to the ultra-wealthy. Learn how these regulated, lower-risk funds offer smarter diversification and inflation protection for modern investors now accessible to everyday South Africans
8 min readProvident Fund: Fixed Deposit or Better Options?
Fixed deposits feel safe, but are they enough to sustain your retirement? Discover smarter ways to invest your provident fund in South Africa—like living annuities, unit trusts, and dividend ETFs—for long-term income, flexibility, and inflation protection.
8 min readThe Psychology Behind Your Financial Decisions
Your financial success isn’t just about how much you earn or invest it’s about how you think. This article explores the powerful link between psychology and money, and how to develop a mindset for smarter financial decisions.
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Shari’ah-Compliant Investment Funds South Africa | Ethical Investing Guide
Shari’ah-compliant investment funds offer South African investors a way to align their portfolios with Islamic principles and ethical values. This guide covers halal investment options like sukuk, Islamic equity, balanced funds, and retirement products.
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How the Two-Pot Retirement System Works — What You Need to Know
Starting 1 September 2024, South Africa’s new two-pot retirement system changes how your retirement savings are managed. This guide explains what it means for your future and how to make informed financial decisions.
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GEPF Retirement Tax and Annuities Explained for South Africans
Understand the key steps involved when retiring from the GEPF in South Africa. This guide explains how your lump sum is taxed, how to choose between a life or living annuity, and how to structure your retirement income efficiently.
8 min read
How Investment Fees Impact Your Retirement Wealth in South Africa
Investment fees may seem small, but over time they can significantly reduce your retirement savings. This guide breaks down the types of fees—advice, admin, and asset management and shows how to cut unnecessary costs while still getting value. Discover how to protect your long-term wealth in South A
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Living vs Life Annuity: Which Is Best When Planning to Live Abroad?
Planning to retire abroad? Learn whether a living or life annuity is better for South African retirees living overseas. This guide explores key differences, currency considerations, and offshore income strategies to help you make the right annuity choice.
8 min read
Managing Retirement Funds When You Retire at 51 but Access at 61
Retiring early at 51 but delaying access to retirement funds until 61? This strategy offers tax benefits, compound growth, and financial flexibility if managed wisely. Learn how to navigate fund transfers, income planning, and tax-efficient strategies to make the most of your “gap years”
7 min readBest Retirement Investment Options for South Africans
Looking to make the most of your retirement savings? This guide explores the top investment options for South Africans approaching or already in retirement — from offshore diversification and guaranteed returns to property income strategies. Learn how to align your investments with your goals, risk
8 min readWant to talk about your own situation?
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