Smart Income Choices for SA Retirees
Planning to retire in South Africa? This guide breaks down exactly what happens when you retire — from accessing your fund and paying tax to choosing the right annuity for lasting income.
8 min readMoney Blog
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Sequence of Events at Retirement in South Africa
Planning to retire in South Africa? This guide breaks down exactly what happens when you retire — from accessing your fund and paying tax to choosing the right annuity for lasting income.
9 min readHow Investment Fees Impact Your Retirement Wealth in South Africa
Home > Blog >How Investment Fees Impact Your Retirement Wealth In South Africa By Munaf Mukadam – Gradidge-Mahura Investments When planning for retirement or building long-term wealth, many South Africans focus solely on one thing: returns. While returns are essential, there’s another factor t
7 min readInterest Rates in 2025 – What Should We Expect?
Home > Blog > Interest Rates in 2025 – What Should We Expect? By Munaf Mukadam – Gradidge-Mahura Investments South Africa’s Interest Rates in 2025 – What to Expect and How to Prepare South Africans have endured a challenging few years of high inflation, rising interest rates, and economic unce
10 min read
Living vs Life Annuity: Which Is Best When Planning to Live Abroad?
Home > Blog > Living vs Life Annuity: Which Is Best When Planning to Live Abroad? By Munaf Mukadam – Gradidge-Mahura Investments Retiring overseas while drawing a South African annuity raises important questions. Which is more suitable for those planning to live abroad— a living annuity or a l
8 min read
Hedge Funds in South Africa: Safer, Smarter Alternatives for Investors
Home > Blog > Hedge Funds in South Africa: Safer, Smarter Alternatives for Investors By Munaf Mukadam – Gradidge-Mahura Investments Hedge Funds in South Africa: Safer, Smarter Alternatives for Investors Introduction Hedge funds have long carried a reputation of being risky, mysterious, and su
6 min readShari’ah-Compliant Investment Funds South Africa | Ethical Investing Guide
Home > Blog > Shari’ah Investment Funds & Strategies: Ethical Investing in South Africa By Munaf Mukadam – Gradidge-Mahura Investments Shari’ah-Compliant Investment Funds South Africa | Ethical Investing Guide Investing with integrity is not just about financial returns, but about aligning y
7 min readCan I transfer my retirement lump sum to a living annuity without incurring tax?
Home > Blog > Can I transfer my retirement lump sum to a living annuity without incurring tax? By Munaf Mukadam – Gradidge-Mahura Investments Can I transfer my retirement lump sum to a living annuity without incurring tax? Sars will deduct tax before you receive the lump sum – but there are a
4 min readHow the Two-Pot Retirement System Works — What You Need to Know
Explore how South Africa’s new two-pot retirement system works, including 2025 updates, tax rules, and how to access your savings while preserving long-term retirement funds.
5 min readWhat monthly income can I expect if I reinvest R2.9m in another pension fund?
Home > Blog > What monthly income can I expect if I reinvest R2.9m in another pension fund? By Munaf Mukadam – Gradidge-Mahura Investments What monthly income can I expect if I reinvest R2.9m in another pension fund? The income will vary depending on whether you’re invested in a living o
4 min read
WATCH: Interest Rates in 2024 – What South African Experts Predict
Home > Blog > WATCH: Interest rates in 2024 – what should we expect? By Munaf Mukadam – Gradidge-Mahura Investments WATCH: Interest Rates in 2024 – What South African Experts Predict Where are interest rates heading in 2024? And what should we keep in mind when considering our personal financi
1 min readWATCH: Two-pot retirement system – frequently asked questions
Home > Blog > WATCH: Two-pot retirement system – frequently asked questions By Munaf Mukadam – Gradidge-Mahura Investments WATCH: Two-pot retirement system – frequently asked questions An explainer on the retirement legislation to help you make informed decisions once it comes into effect.http
2 min readWant to talk about your own situation?
The articles explain the rules. A consultation applies them to your funds, your tax and your family. Tell me a little about your circumstances and I will let you know how I may be able to assist.